Disability Insurance

One of your most important benefits is the ability to support your household during a period where you are disabled and unable to earn.

Check Point provides two forms of disability income protection.

Short Term Disability

Income protection for short term disability is provided through Prudential. This coverage is there to provide income during a period where you are unable to work due to illness or injury. 

Coverage includes

Maternity

• Weeks 1 through 8, 100% of salary, up to $2,000 per week
• Weeks 9 through 26, 60% of salary, up to $200,000 per week

All Other Disabilities

• Week 1,  $0. Use PTO or PSL
• Weeks 2 through 8, 80% of salary per week, up to $2,000
• Weeks 9 through 26, 60% of salary per week, up to $2,000

Long Term Disability

Check Point provides comprehensive Long Term Disability (LTD) income protection at no cost to you. LTD is a critical benefit, in that it allows you to maintain your household needs while you are unable to work because of illness or injury.

Eligibility Period

The LTD program is designed to dovetail with the above Short Term disability policy: You are eligible for this benefit if you are disabled for 180-days.

The Benefit

• 60% of your base salary, up to $15,000 per month  $0
• Elimination period, 180-days
• Benefit Duration: Through regular Social Security retirement age